Corpus Christi ranked 3rd in the best places for families

When it comes to raising children, most parents want the best for their family.

Where is the best place to have it all? A good job, a nice home and reliable childcare.

According to a study by SmartAsset, a personal finance technology company headquartered in New York, Texas, that’s the tipping point.

Corpus Christi was named the 3rd Best Place to Bring a Family in a study by SmartAsset, a personal finance technology company.

“The Lone Star State combines good schools with a low cost of living to create great cities for family education,” said SmartAsset’s website. Seven cities in Texas made a family list in their top 10 major cities.

Corpus Christi reached third place on the list.

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According to the data, an average Corpus Christi house costs only 21 percent of the average household income.

“Hopefully with less spending on housing, parents can save for retirement and contribute to their children’s college fund,” said the article about the study.

The study suggests that jobs in the region are “quite numerous” and that the unemployment rate is 5.9 percent.

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SmartAsset claims to have used data on housing costs as a percentage of income, childcare costs, percentage of residents under 19, school quality, graduation rate, poverty rate, unemployment rate, and crime rate.

To identify the best cities for raising families, the company analyzed data on 91 of the 100 largest cities in the country.

The company also advises families looking to buy a home:

  • Find out how much house you can afford. Before setting out on your home hunt, it is a good idea to take a close look at your income, the amount of outstanding debt and the amount you have already saved for a down payment.
  • Estimate how much you will be spending on other house expenses. There are more costs associated with owning a home than just getting a mortgage. You need to estimate how much you will be spending on property taxes and homeowner insurance. And don’t forget to appreciate it: as the value of your home goes up, so does the amount of property tax you pay. When you switch from renting to owner in a state like Texas, you might be surprised at how much of your housing costs are taken in by property taxes.
  • Buy with a view to the future. If you are a young family and you want to grow, it makes sense to buy a home for tomorrow rather than today. This means buying a house with enough space for future family members. That way, you can actually save money later, as you don’t have to pay closing costs and brokerage fees by not having to look for another home. But even if you buy a bigger home than you currently need, make sure it is still within your budget.

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